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What To Do After a Motorcycle Accident

I have seen far too many people ruin their accident case before it even gets started because of what they did following the crash. Nobody expects to be hit by a negligent or distracted driver, but it happens, and it is best to be prepared for the worst. Having been in a motorcycle accident myself, I fully understand the process of being a victim in an accident, and how disorienting it can be. The actions you take after the crash, though, can go a long way in determining whether or not you get the money you need from filing an insurance claim. Here are some of the things you need to do:

Report Complaints thoroughly: If you will want to recover money to pay for your medical bills that resulted from the crash, then it is crucial that you report all injuries that it caused. Attempting to be a tough guy by not reporting your injuries will do harm to both your case and your health. Thoroughly communicate your injuries with your doctor so he or she can diagnose what the issue is and how to treat it. It can be very useful later on in the claims process if you have a journal that keeps track of how you felt throughout the process. Motorcycle accidents can result in very serious head trauma, and if this is the case with a loved one of yours, then you should take down the daily journal for them. The facts of the accident and resulting injuries can be lost in the mind of someone who has endured a serious crash, so this can be a huge help for their claim.

Preserve the evidence: Taking photographs of any evidence of the accident and injuries is important in any successful motorcycle accident claim. Photographic documentation will show people who are not as familiar with the aftereffects of an accident that you truly did suffer bad injuries. Taking pictures of the accident scene will help prove fault, which is essential in any injury claim. Also make sure to keep the clothing you wore, and any other remnants of the accident that can show a jury how bad it actually was.

Get Witnesses: It can be a huge boost to the victim in a motorcycle accident case to have witnesses testifying on his or her behalf. It is no longer your evidence versus the at-fault driver’s evidence; it is a neutral third party’s evidence versus the at-fault driver’s evidence. Witnesses can be anywhere in an accident, including in other cars, on the sidewalk, in restaurants and many other places. If you can, check your surroundings for anybody that may have seen the accident happen.

Over 2,000 Washington motorcycle accidents occur every year, and for the most part, it is not the motorcyclist that causes them. Making the right decisions and collecting the necessary evidence after an accident is critical for anyone who is unfortunate enough to be involved in one.

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Posted on November 3, 2010 by , Reply

Do You Need Emergency Road Service With Your Insurance Company?

What exactly emergency road service is, the way it operates, should you simply make use of the auto club’s service, and other concerns. Emergency road service had been the unique domain of auto clubs, for example, the American Automobile Association (AAA) – not anymore.

The Way Emergency Road Service Functions

Emergency roadside assistance gives you somebody to contact 24 hours a day, 365 days a year, if you were to find yourself in a bad situation on the road. They rapidly dispatch the nearest, most competent service provider to exactly where ever you are.

Emergency roadside assistance is actually covered similarly to towing. Emergency roadside assistance is paid out per event at a moderate sum. You may have emergency roadside assistance coverage or you do not. Check your insurance policy or call your agent to find out.

Emergency roadside assistance assists on towing services that includes usually around $100.00 coverage per incident. Incidents include a towing allowance to the closest service facility. It aids battery jump starts when you have a dead battery.

It allows minor roadside changes when need occurs. It provides flat tire assistance when you need your tire changed. It delivers fuel. It will cover removing a car from a ditch, mud or snow as long as it is accessible from a normally traveled roadway. It has a lockout service when you lock your keys in the vehicle.

Auto Club or Insurance Coverage?

Emergency roadside assistance is usually very affordable. It is furthermore, really helpful. However, if you’re already a member of an auto club that provides emergency roadside assistance, there’s no need to have it on your insurance too. Depending on your area, auto clubs may offer a better roadside assistance program anyway.

If you’re looking at the coverage, check out the auto club first. But if you don’t have an auto club membership, Emergency Roadside Service is very affordable with an insurance company. When checking with your insurance company, be sure to ask what their Emergency Road Service will cover.

Questions To Ask Your Insurance Company

– Can they supply gasoline when you run out?
– Can they tow your vehicle if it’s required?
– Is their towing protection different from an auto club?
– What if you break down within the rural region, or even out of state?
– How many states does the insurance span?
– Which drivers will the insurance cover?

Before trouble strikes, it is important to select a roadside assistance provider that fulfills your needs. Old vehicles tend to break down on the street compared to more vehicles so it’s best to have older cars covered.

Experts recommend weighing your choices. “Be sure it covers the person, not the vehicle,” says Doug Mclendon, director of roadside programs for AAA. Look for a versatile program that provides benefits to suit your personal needs and will not leave you with out-of-pocket expenses right after a breakdown. Think about all these types of elements before signing up for emergency roadside assistance with your insurance company.

Todd Clay was an agent for the largest insurance company in the US. He now researches and blogs about car insurance with the consumer in mind. Check out the latest reviews, rates by state, or grab a few auto insurance quotes in 5 minutes at: www.CarInsuranceGuidebook.com

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Posted on November 3, 2010 by , Reply

Auto Repair Service At Its Best

If you are looking for the best auto repair services for your beloved car, you must consider a few things before hiring just anyone. A car owner needs to be knowledgeable on how to pick out excellent services for their cars since the vehicles are the main tool to go to different places. Some people have had some bad experiences with auto shops and no one can avoid that from happening, instead take caution before it happens. Some say that the services are too expensive or you really need to take your time choosing the right assistance. If you just take time to carefully observe out the auto shop you can definitely get rid of worse experiences with your old auto repair services.

A repair service does not need to be that expensive, depending on the materials they use, of course, but it is the best if you will contemplate with the most affordable prices of auto services. Budget is very important nowadays especially when the world is in crisis so a very good way to discover the perfect services for your car is to ask your friends and colleagues according to their personal experiences.

An auto repair service department should also be complete. Never invest on something that you know you will have a hard time with. For example, you are a regular customer of a repair service, and then out of unfortunate events, your car failed. Naturally, you will ask the assistance of the shop to repair it. However, they don’t have the right tools or knowledge to fix it. You will need to look for another shop that will help you fix the issue, which is an inconvenience. So make sure that before choosing the repair service, be informed about all the services that your car may need.

If your car has not failed even once, don’t wait for it to. Start looking for the service center that can help you anytime. Don’t waste your time for those incomplete and expensive services. Always remember that an auto repair service can be very affordable. Some mechanics and shops are just making the damage worse to make you pay more. Be careful not to be fooled by them. Stay knowledgeable even just for the basic parts to avoid this kind of circumstances.

Auto repair service should always be done by a professional. Always look for the mechanics certification to ensure that they will not make the issue worse. Take the initiative to ask for the shops permit to operate and maybe get some time to examine the tools or machines that they use. In that way, misunderstandings can be avoided by both parties. Don’t leave your car behind to get the repairs. Look at how they work and how fast they can do the job and if you are happy with it, then you can give them your trust and come back in case there’s problem again.

When you are in need of a good auto repair service, you should contact a name you can trust. With a professional mechanic shop on your side, you will be able to get all your repairs and services you need to have your vehicles running great for a long time.

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Posted on November 1, 2010 by , Reply
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